Issue #234
In This Issue
Welcome / This Week's Special Offer
You’re Invited To Our 1st Annual “Charger
Brunch Bash”
…on Sunday, Oct. 22, 9:30AM-1:30PM. Watch this AWAY game vs. rival Kansas
City Chiefs on 8 big-screen TVs & enjoy complimentary brunch and sodas at a
popular Kearney Mesa sports bar. As a “thank you” for reading my weekly musings,
the first 50 to respond are invited with a guest. With 20,000 Q&A’s readers,
we’ll fill up fast! Email me at
ChargerBrunch@GaryKent.com. We’ll let you know if you’re one of the first
50…
Help Wanted for Two Positions:
Open House “Host/Hostess” + Real Estate Agent
HOST/HOSTESS: No license required. Dependable person needed to hold open
houses Saturdays &/or Sundays, 12:30-4:30PM.
AGENT: High-energy & driven to succeed? Be a full-time “Buyer-Agent” & help
people find their dream home! We provide xlnt training, coaching, & pay most
expenses. Bilingual/Spanish a plus.
APPLY: Call (858)457-KENT or fax your info/resume to (858)550-3410 or email to
Jobs@GaryKent.com.
True Story: Never Trust A Stranger Who Calls You “Buddy”
Remember Jon Lovitz’s Saturday Night Live character who’d always stumble
over his lies and exaggerations? He’d say thing like, “Uh…yeah…I’m very rich…I’m
uh…I’m a millionaire…I mean…I’m a billionaire…that’s right.” Remember him?
Well, in 2004, I was shopping loans for an apartment building I was buying. I
spoke with a lender I knew and trusted and another one, whom I’ll call
“Lender-X.” Though I didn’t know him, he kept calling me "buddy" (my first
clue?) and promised a much better loan. I told him, "Deliver what you promise
and you'll get all my business. If not, I'll cancel the loan and my clients will
never use you." That was Friday afternoon.
Monday morning, he emailed me. To paraphrase, he said, “We…uh…we re-ran the
numbers…yeah, that’s right…we re-ran them. And…we…we realized that’s not the
best loan for you…yeah. But we do have a great loan for you. Sure, the rate is
higher, but it’s a great loan…that’s right…a great one.” (FYI-- I got my loan
from the first lender)
Get On Our San Diego “Foreclosure Hot-List”
Five major lenders have asked me to handle their foreclosures. So I’m
looking for a short list of investors or people wanting to buy a home or
investment 5-10% below market. If you’d like to be the first to find out about
them,
click here.
Live-In Caregiver Needed
A sweet older lady I know needs a live-in female caregiver. Please call me @
(858)457-KENT or email me @
GaryK@GaryKent.com if you know someone who might be interested.
CNNMoney Best U.S. Places To Live 2006
Here are the cities with the SKINNIEST people, as measured by lowest average
body mass index:
1. 24.5 Roseville, CA
2. 24.8 San Francisco, CA
3. 24.8 Houston, TX
4. 24.8 Missouri City, TX
5. 24.8 Sugarland, TX
6. 24.8 Boulder, CO
7. 24.8 Longmont, CO
8. 24.9 Highlands Ranch, CO
9. 25.2 San Rafael, CA
10. 25.2 Santa Fe, NM
Next Friday: Top 10 cities with CLEANEST AIR.
FREE MLS Online Search For A San Diego or Riverside Home
To search for a home right now, click here:
Free MLS
Homesearch
This Week’s Special Offer
FREE DVD: How To Sell Your Home & Buy Another
There's 5 ways to coordinate buying a home while selling your old one. One
is best. Another's a recipe for disaster. Discover the pro's and con's of each +
smart buying & selling tips. This DVD is a must if you're making a move in the
next 12 months. You'll learn:
- Which of the 5 strategies works best for YOUR needs
- Don't be forced to give your home away for a quick sale
- The $5,000-$50,000 trap in the small print most people overlook
- Pricing to get top $$ for your home (it’s not what you think!)
- The HUGE MISTAKE agents make when juggling 2 closings
- Find out what your home will REALLY sell for in today's market
- How NOT to get stuck paying mortgages on 2 homes
- When is the very best time to list your home?
- Avoid being the "contingent buyer" sellers hate to sell to
- How do bridge loans work? Should you get a "HELOC" instead?
Call (800)748-1340 to have this sent to you FREE via mail. Call 24 hours / 7
days a week; free recorded message. It should arrive at your home within 72
hours.
Send This Free Newsletter To A Friend
Subscribe them with a quick email to
TellAFriend@GaryKent.com with their email address in the subject line.
Remember to email your questions, comments, compliments, corrections, critiques, & rebuttals to Questions@GaryKent.com.
FREE
SEMINAR January 2007 (date/time to be determined)
At "Forum Hall" at the UTC Mall in University City
“Don’t Dare Buy or Sell in 2007…
Until You Go To This Seminar”
Fasten your seatbelts! A famous & respected local economist and consultant
to major homebuilders will share his forecast for San Diego real estate in 2007.
You’ll learn fascinating insights and projections based on decades of
experience. Mega-homebuilders pay him big bucks…for info you’ll get free.
Sandwiches & drinks provided + free dinner-for-2 drawing.
To RESERVE YOUR SEAT NOW for this free presentation,
click here or
call (858)457-KENT!
Homebuying
Question
"We want a 4BR/2BA home in
Clairemont or Serra Mesa under $475,000. But for some reason my agent keeps
calling us with 3BR homes and houses in other areas like Mira Mesa. This
happened last time when we bought our condo. What’s the deal?"
***ANSWER:
It's because few agents really listen or take the time to understand what you
want and why, causing two problems:
1. They don’t get really hear what you want, and
2. They don’t make suggestions of other options to accomplish the same thing.
It's like a doctor saying, "I think the patient said he wants 10 milligrams of
antibiotics. I’m not sure why. But go get your needle and give it to him
anyway." That's called "malpractice".
Smart agents sit down and have a good conversation with you, asking questions to
discover what you want and why. They're honest with you and tell you if your
goals are realistic. If not, they make suggestions to help you find a home that
fits your needs and wants.
Perhaps you're better off with a 3BR/2BA...or even a 3BR/1BA in a better
neighborhood, a house that you can add a 2nd bath to later.
For your situation, have a serious talk with your agent or go find another one
who'll ask you the right questions, listen to your answers, and show you homes
you like.
"I’ve heard so many things about termites and termite inspectors. I don’t know
how it all works. What should I expect when I sell my home?”
***ANSWER:
Let’s go ahead and clear up some common misconceptions about termites and
selling a home...
Not just termites–
A “structural pest control” inspection covers ANY insect, organism, or condition
that destroys wood in a home. That includes dry rot, water leaks, and more.
It’s NOT the law–
You’re not legally required to give a buyer a pest control clearance, but 99% of
buyers expect one. So plan on it.
Not all homes need to be tented–
In my experience, 70% of houses do NOT need a fumigation when they sell. And
about 25% need NO work at all.
If a termite inspector can see it, so can you-
If you have any doubt about work your termite inspector flags on his report, ask
to SEE the evidence. If you can’t see it, neither can he, so he can’t put it on
his report.
Not all termite guys are crooks-
Some undoubtedly are, but most I’ve know in my day are honest, hardworking
people.
If you need a termite inspection, I highly recommend the guy I use. Feel free to
call me at (858)457-KENT and I’ll give you his contact info…
Investing or Financing Question
"Hi Gary. I’d like to buy a home. But the
very little credit I have isn’t good. Any suggestions on how to improve my
credit?"
***ANSWER:
Here are five suggestions anyone can use to rebuild credit:
Get a secured credit card-
Secured credit cards report your credit payment history to credit bureaus just
like a regular credit card. They are "secured" by your money, which you deposit
in a FDIC or NCUA insured bank account. Ask your favorite banker.
Get a department store card-
They’re easier to qualify for than a general bankcard. Be aware that they may
charge a high interest rate.
Give yourself a loan-
Open a passbook savings account in a bank or credit union. Then take out a
low-interest loan using the passbook as security. The bank will report your
payment history to credit bureaus.
Get a credit report from all three bureaus-
Each may have different info. If you’re being turned down for credit, find out
if the reason is valid. Many credit reports have errors. Dispute any
inaccuracies you find.
Don't apply for every card offer that comes your way-
Each one generates an inquiry in your file. Too many inquiries can hurt your
credit.
Time is your best friend. As you keep adding positive information to your credit
report over time, any negatives will first be diluted and then begin to recede
in importance. They usually won't drop off completely for seven years, but they
become less important to future creditors evaluating your credit-worthiness.
Good luck!
Hot Properties: Call Now On These Hot New
Listings &
Not-Yet-On-The-Market Properties
|
THIS WEEK'S FEATURED PROPERTY! | |
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Best price in River Run! You'll love this sharp
townhome w/ lively designer colors |
|
For more information on this Wonderful Home Click Here | |
"COMING SOON"
(Click Contact Me to be contacted BEFORE these properties hit the market!)
- Allied Gardens – BANK-OWNED FORECLOSURE! 3BR, 1123 sqft house w/ 2-car
garage. More info to follow.
Contact Me
- Clairemont – Priced Below Market
For Fast Sale! 4BR/2BA house, buy now before
seller renovates! 459K!
Contact Me
- Clairemont – Remodeled 4BR/2BA house + granny flat. 2-car garage. Mid/high 500’s. Contact Me
- Clairemont – SHORT SALE!
Stunning remod 3BR/2BA house on quiet street in great neighborhood. Lo 500s!
Contact Me
- Escondido – Spacious 4BR/3BA 2029sqft house
w/ large family room, huge backyard, corner lot, dbl garage: 499-535K
Contact Me
- Lemon Grove – Commercially-zoned property w/ 2 buildings. Ideal for
contractor. Lots of room for truck storage.
Contact Me
- Oceanside – Sunny 1-level end-unit 2BR/2BA condo w/ 2-car garage, FPL,
interior laundry. Near pool/spa. 275-300K
Contact Me
- Paradise Hills – SHORT SALE!
3BR/2BA, 1224sqft condo. Price TBD.
Contact Me
NEWLY LISTED (Your Property Here!)
- Downtown – BANK-OWNED FORECLOSURE! 2BR/2BA 1-level condo near Petco. All the upgrades. $545,900. Contact Me
- Mira Mesa – SHORT SALE! Newer 3BR/2BA house w/ garage. Priced below market for fast sale! 385-415K… Look quick!
MORE GREAT HOMES & INVESTMENTS (Your Home Here!)
- Chula Vista– Beautifully redone 3BR home w/
new expanded kitchen, gleaming hdwd floors, big 1BR granny flat! 550-600K
Such A Deal!
- Chula Vista– Stroll to Hilltop Park from this 4BR/2BA house w/ 2-car
garage, fireplace, updated kitchen, French doors: 495-530K!
Photos and More Here
- Clairemont – Cute 2BR condo in gated community! Light & bright w/ new carpet, paint, upgrades! Just 240-259K Click here for more info
-SOLD/Clairemont – Cute, clean 3BR/2BA home w/ 2-car garage, FPL, dbl-pane windows, lots of upgrades, nice yard: 465K-495K
Check out the San
Diego MLS
- Clairemont – Striking 3BR/2BA home w/ xtra rm, on
tranquil canyon, remod w/ granite, maple, stainless steel. 499-555K!
Click Here
- Jamul –3BR/2BA house w/ brand-new kitchen & country views. FULL ACRE w/ lovely pool, RV parking, large garden:Now
598K Look at this beauty
- La Mesa/Mt. Helix – BANK-OWNED FORECLOSURE! Mega-fixer “contractor’s special” 3BR/2.5BA house w/ amazing views! Quick sale price: $414,900 Click Here to See For Yourself
- Mission Valley – 2BR condo w/ FPL, a/c, skylites, wshr/dryr, Xlnt shape.
Walk to Qualcomm, shopping, restaurants: 300-330K!
Contact Me
- SOLD/Mission Valley – SHORT SALE! Sunny 2BR/2BA townhome w/ vaulted ceilings,
inside laundry, FPL, community pool! 310-330K
Check out others
- SOLD/Pacific Beach – “Pacifica” 3-4BR/2BA, 1800sqft
home w/ FPL, raised open-beam ceilings, 2-car garage, more: Just 750-800K!
More homes in the
area
- Pacific Beach – Enjoy dazzling bay/city/nightlight views from this
north P.B. home w/ large rooms! 900K-1M!
Contact Me
- Pacific Beach – Delightful Tommy-Bahama-meets-Cayman-Islands 3BR/2BA
beach cottage w/ 2-car garage. 620-660K!
Want to see?
- Poway – BANK-OWNED FORECLOSURE!
3BR/2BA home w/ open views, FPL, 2-car garage, quiet street. $469,900!
Look here!
- SOLD/Santee – Lovely upgraded 4BR home w/ panoramic views! Dual pane
windows, custom kitchen w/ oak & granite. Cut to $449,500!
Look for
others like it.
- Tierrasanta – BANK-OWNED FORECLOSURE!
1584sqft 3BR/2BA townhome, 2-car garage. Near pool, canyon. $494,900
Take A Look
Call me at (858)457-KENT to find out more or
for a private showing. To find other homes, go to
Free MLS
Homesearch.
Clicked on a property, but there’s no info? It may be sold. Call me to
double-check or discover other similar properties we have for you.
Thank you Gary C. for referring a friend to sell his home…
Thank you Vincent E. for referring a coworker to us…
Have a great week.
Have a great week!
"The Agent You See EVERYWHERE"
All-Time #1 Agent/Team In San Diego County for RE/MAX
22 Years Experience -- 3,000+ Homes Sold
Gary Kent Team --- RE/MAX Associates
(858)457-KENT --- (858)457-5368
GaryK@GaryKent.com
-- http://www.garykent.com/
