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Issue #324

 In This Issue
1. Welcome / This Week's Special Offer

2. Gary's Real Estate Seminars
3. Homebuying Question
4. Homeselling Question
5. Investing or Financing Question
6. Hot Properties: New Listings BEFORE They Hit The Market
7. Thank You For Your Referrals  
   

Welcome / This Week's Special Offer

Welcome To The Latest Issue
Happy 4th of July. I hope you have a fun and relaxing long weekend. …Friday my computer screen went black except for the words, “Your computer has experienced a thermal event”. Some Microsoft geek’s way of saying my fan had stopped working. …Serbian tennis star Jelena Jankovic has purchased a 2-acre lot in Rancho Santa Fe for $1.5 million.

Coming July 12: “How To Buy A Foreclosure In San Diego”
We still have seats available for you and a friend to attend my free seminar Saturday July 12th: “How To Buy A Foreclosure in San Diego.” Click for Flyer or to Register Free.

Top 10 Best U.S. Cities To Live – CNNMoney Online Poll
1. San Diego
2. Chicago
3. Phoenix
4. San Jose
5. Dallas
6. Philadelphia
7. San Antonio
8. Houston
9. Los Angeles
10. New York

True Story: Some People Just Aren’t Very Nice
In 1984 or ’85, I was new to real estate and struggling. Boy, things were tight. One day I bumped into an agent I slightly knew at the old Home Savings (now Washington Mutual) bank in Pacific Beach. I said hello, but her response wasn’t a pleasant “how are you?” or a friendly “how’s business?” Nope. She greeted me by saying, “I’m making a deposit. You must be making a withdrawal!” I.E., I’m making money and you’re a loser. Not exactly a warm and fuzzy moment. Of course, things have changed a bit since then.

Join Our Preferred Client Group For The Best Values
I find great real estate deals every week. But too often we cant match a client in time and someone else scoops it up. (My bank-clients wont let me buy their properties, or Id be my best client!)

So I developed my Private Client Group, a select group of people serious, qualified, and ready to grab a great deal on a home or investment when -- or before -- it hits the market.

If youd like to be in the Preferred Client Group, you need to:
1. Pre-approve with our approved lender
2. Come in for a short sit-down counseling session
3. Commit to work with us

To join and get the jump on the best real estate values in town, call us at (858)457-KENT or email us at PCG@GaryKent.com.

Check Out Our Foreclosure Hot-List
Looking for a deal? 50+ of my REO (foreclosure) properties have discounts of 10% to a whopping 49% from their previous values. Click on www.Foreclosure-Hotlist.com to check out my brand-new Foreclosure Hot-List website. Well update the site regularly, so be sure to bookmark it and return frequently. And forward this link to a friend!

FREE MLS Online Search For A San Diego or Riverside Home
To search for a home right now, click here: Free MLS Homesearch

This Week’s Free Offer:
FREE DVD on 1031 Exchanges: "How to Trade Up Your Investment Or Rental Real Estate & Pay ZERO Taxes"
1031 Exchanges are the key to building wealth in real estate. IN this free DVD, you'll discover...
- 1031 Exchange basics clearly explained for beginners & veterans
- How one investor traded 7 apartments for 97 worth $5M
- 1031 "Kiss of Death": Don't let the IRS unravel your exchange
- What is "dead equity", what it costs you, & what to do about it
- Save a fortune by legally exchanging into a personal residence
- Why some exchanges fail: 3 deadly mistakes to avoid
- 5 Things you must know BEFORE exchanging
- Can you trade a house for apartments for retail for land for...??
- How safe is your $$ & how to prevent it from being embezzled
- Common misconceptions about exchanges
- How those new "reverse exchanges" work
- What's YOUR building worth?

Call (800)748-1340 to have this sent to you FREE via mail. Call 24 hours / 7 days a week; free recorded message. It should arrive at your home within 72 hours.

Remember to email your questions, comments, compliments, corrections, critiques, & rebuttals to Questions@GaryKent.com.

Gary's Real Estate Seminars

FREE Seminar, July 12th:
How To Buy A Foreclosure In San Diego
Fantasy vs. Reality: Discover the truth about foreclosures/REOs
-- Saturday, July 12, 10AM-Noon in UTC --
Click for Seminar Flyer / Click to Reserve Your Free Seat

Dreamers Need Not Apply.
Sorry This isnt a phony get-rich-quick seminar on buying foreclosures (also called REOs) 50 on the dollar or buying zero down with bad credit and no job. Thats NOT reality.

When you attend, you'll discover the truth about:

- Top 10 San Diego neighborhoods with the best REO deals today
- How much banks negotiate off their price
- 5-step plan to getting a great value on a foreclosure in 90 days
- Wise, timely words millionaire Baron Rothschild said in the 1800s
- Traps in the small-print that banks make you sign
- The #1 mistake people make when offering on an REO
- How to get banks to pay EVERY PENNY of your closing costs
- Auction tricks, traps, and pitfalls that I swear will shock you
- Free email access to undervalued & foreclosure properties
- The ugly truth about short salesand it IS ugly
- What to watch out for in an REO
- Much more

Click for Seminar Flyer / Click to Reserve Your Free Seat

 

HomeBUYING Question

"I know it’s a buyer’s market and there are lots of bargains out there. What do you think about buying a short sale or REO?"

***ANSWER:
(Quick definition: REO stands for “real estate owned” by a bank, aka a foreclosure.)

Let me answer you with this quick shorthand:

+++++++++++
REO, good.
Short sale, bad.
+++++++++++

You can often get good deals on REOs and usually get an response to your offer in a couple of days.

You can sometimes get good deals on short sales, but you usually have to wait several long weeks or months for an answer. And often the answer is no to your offer, or even a big fat no to the sale entirely, even if you were willing to pay more.

Against our advice, recently one of our clients wrote an offer on a short sale home listed at $405,000. The offer was accepted by the seller, subject to the bank’s approval.

After two tortured months of waiting, the bank came back and insisted not on $405,000, but a whopping over-market $485,000. The buyers walked, forewarned but still sad and disappointed.

My advice: There are plenty of REOs out there. Buy an REO and steer clear of short sales.

HomeSELLING Question


Hello Gary, I really enjoy reading your weekly newsletters with helpful advice. My question is about earnest money. I had a buyer put down $5000 of earnest money and offered a "no inspection" deal. We were 3 weeks in when she started to have hesitations. She finally said she wasn't going to buy without an inspection so my realtor suggested we allow her to do one for her own satisfaction. After the inspection, she abruptly decided to back out without giving us a chance to make any repairs or concessions.

We asked her to sign away the earnest money to us but you know that no one signs away their earnest money. We were told that eventually the earnest money would be sent to court for us to battle it out.

1) During your long career, did you ever have a situation where your seller had to try to collect on the earnest money? Were any of them successful? How did they collect?

2) In the future, is there any better way to set up the earnest money situation so that I can more easily collect on it if the buyer doesn't follow through after all the contingencies are met?

Thank you very much for your help.

***ANSWER:
In California, escrow can only release the deposit to the buyer or seller with mutual instructions from both parties or an order from small claims court, arbitrator, or judge.

1. A couple of my homeseller-clients have indeed gone to small claims court and won the deposit.

2. Negotiating to split the money may be the easiest approach. Since the buyer must follow the same rules as the seller, the buyer may agree to "split the baby" and move on.

3. This one is very simple, if the buyer agrees in the upfront negotiations. Insert a clause saying the deposit is released to you nonrefundable upon removal of buyer's contingencies.

Good luck...

Investing or Financing Question

"Question. I have two loans on my home. The interest rate on the first loan just adjusted up and I’d like to get a lower payment as I can’t afford it for very long. Can I refinance the first?"

***ANSWER:
If you refinance, that means your current first loan is paid off and replaced by a new one. But if you pay off your first loan, then your second loan automatically goes into first position, which would kill the refinance.

I’m not a loan expert, but let me offer you two possibilities:

1. Try to get your first lender to “modify” your loan, i.e. lower the rate. If they agree, then your first loan isn’t paid off and your second loan is unaffected. Lenders don’t like to modify their loans, but I’ve heard that that sometimes will.

2. Contact your second to see if they’ll allow you to refinance your first. I believe the lending term is called “subordination” but I could be wrong. They might agree if your first loan is equal to or greater than the value of your home, ,meaning they’d be wiped out if the first foreclosed. I don’t know if this will work, but it’s worth a shot.

Good luck.

Hot Properties: Call Now On These Hot New
Listings & Not-Yet-On-The-Market Properties

Call Now On These Hot New Listings & Not-Yet-On-The-Market Properties

THIS WEEK'S FEATURED PROPERTY!

Charming
Encinitas Home

  • BR/BA: 3/2
  • Sqft: 1,633
  • Price: $656,900

– Encinitas – Foreclosure! Designer-perfect 3BR/2BA, 1633 sqft home on elevated lot w/ panoramic hillside views, RV Parking. Contact Me
Last sold @ 789K >>> Now $656,900.

"COMING SOON" font>
(Click Contact Me to be contacted BEFORE these properties hit the market!)

– Bonita – Foreclosure! Spectacular newer 6BR/5BA, 4414sqft luxury home on .24 acres. Incl RV garage & much more. Contact Me
Last listed @ 1.99M >>> To be 1.2M?
– Chula Vista – Foreclosure! Beautiful 4-year-new 3BR/2.5BA, 1605 sqft house w/ 2-car garage, more. Contact Me
Last sold @ 501K >>> To be 400K?
 – Chula Vista – Foreclosure! Just 2 years old: 2BR/2.5BA 1332 sqft condo in fabulous neighborhood near the new mall. Contact Me
Last sold @ 388K >>> Now high 200s?
– Chula Vista – Foreclosure! Stunning 5-year-old 4BR/2BA, 2000 sqft home w/ large private backyard, & more. Contact Me
Last sold @ 655K >>> Now 400s?
– Chula Vista – Foreclosure! 3-year-new 3BR/2BA, 1315 sqft townhome w/ garage. More info to follow. Contact Me
Recently sold @ 409K >>> Now high 200s?
– Chula Vista – Foreclosure! Gorgeous 4BR/3BA, 1754 sqft, 3-year-new home w/ double garage, FPL, quiet street. Contact Me
Last sold @ 470K >>> Now 300s?
 – Chula Vista – Foreclosure! Attractive 3BR/2BA, 1272 sqft house in quiet neighborhood. 2-car garage. Contact Me
Last sold @ 537K >>> Now high 300s?
 – Chula Vista – Foreclosure! Beautiful newer 3BR/3BA, 1237 sqft condo w/ 2-car garage in great complex. Contact Me
Last sold @ $318,500 >>> To be 200s?

– Chula Vista – Foreclosure! Handsome, 5-year-new 3BR/2BA, 1598sqft home 2-car garage. Could be 5BRs! Contact Me
Recently sold @ 570K >>> 400s?

– Chula Vista – Foreclosure! Roomy, updated 2BR/1.5BA, 1045 sqft townhome w/ private enclosed patio, laundry in unit. Contact Me
Recently appraised @ 268K+ >>> 100s?
– Clairemont – Foreclosure! 3BR/2BA, 1176 sqft home w/ 2-car garage. Quiet almost-culdesac street. Big backyard. Contact Me
Loans totaled 702K >>> Now just 400K?
 – College – Foreclosure! Newer 1BR 627 sqft condo w/ stainless steel, granite, washer/dryer hookup in unit. Contact Me
Last sold @ 265K >>> Now low 100s?
– Del Cerro – Foreclosure! Oversize 2BR/2BA, 1146 sqft condo w/in walking distance to Mission Trail Park. Contact Me
(No previous info) >>> Now high 100s?
 – Downtown – Foreclosure! Ground-floor 2BR/2BA, 1143 sqft, Symphony Terrace condo w/ no common walls. Contact Me
Last sol @ 425K+ >>> Now low 300s?
 – East San Diego – Foreclosure! Cozy 2BR, 751 sqft condo w/ quick freeway access. More info to follow. Contact Me
Last sold @ 276K >>> Now mid-100s? BayviewHts
 – East San Diego / Oak Park – Foreclosure! Affordable 3BR, 1,044 sqft house. More info to follow. Contact Me
Recently appraised @ 423K+ >>> Now high 200s? Streamview
 – Encanto – Foreclosure! Handsome, 70s built 4BR/2BA, 1582 sqft house on huge 9500 sqft lot. Nice street. Contact Me
Last sold @ $467,500 >>> Now 300s?
 – Encanto – Foreclosure! Recently renovated 4BR/2BA, 1339sqft home on overize 7200 sqft lot. Pleasant city views. Contact Me
Last sold @ 450K >>> Low 300s?

– Encanto – Foreclosure! 3BR/2BA, 1409sqft home on 6,000 sqft lot. Has FPL, garage, large backyard.  Contact Me
Last sold @ 450K >>> Now high $300s?
 – Encinitas – Foreclosure! Designer-perfect 3BR/2BA, 1633 sqft home on elevated lot w/ panoramic hillside views, RV Parking. Contact Me
Last sold @ 789K >>> Now high 600K?

– Escondido – Foreclosure! Updated and affordable 2BR condo w/ garage. Needs a little TLC. Contact Me
Previously appraised @ 240K+ >>> Now low 100s?

– Escondido – Foreclosure! Stunning 2-year-new 3BR/2.5BA, 1543 sqft home on quiet street. Large MBR suite. Contact Me
Last sold @ 450K >>> Now 300s?
– Escondido – Foreclosure! 4BR/3BA, 1749 sqft house on large 6800 sqft lot. Quick freeway access. Contact Me
Recently appraised @ 468K+ >>> Now 300s?
 – Escondido – Foreclosure! Remodeled 4BR/2BA house w/ hardwood floors, pool, 2-car garage, more. Contact Me
Sold June 2007 @ 400K >>> Now 300K?
 – Escondido – Foreclosure! Cute 2BR/2BA, 1092 sqft home on large 7,000 sqft lot w/ 2-car garage, big yard, some upgrades.
Last sold @ 500K >>> To be 200s!? Contact Me
 – Escondido – Foreclosure! Lovely 3BR/2BA, 1144 sqft house w/ 2-car garage. 6100 sqft lot. More info to follow. Contact Me
Recently appraised @ 561K+ >>> Now 300K?
 – Escondido – Foreclosure! Cozy 2BR home on oversize 7000 sqft lot w/ 2-car garage. Great first home. Contact Me
Last sold @ $415,000 >>> To be 200s?
- Escondido - Foreclosure! Affordable 2BR/2BA, 950 sqft condo. Dual masterbedrooms, FPL, garage, & more. Contact Me
Last sold @ 345K >>> To be mid/low 200s!

– Fallbrook – Foreclosure! Lovely home on 5.9 acres in gated, private, and peaceful De Luz community. Many upgrades. 3BR/2.5BA, 1970 sqft Contact Me
Recently appraised @ apx 655K >>> Now 500s?

– Fallbrook – Foreclosure! Fabulous 4BR/3.5BA, 3379 sqft home on 1.15 acres. Offers pool, huge yard, much more. Contact Me
Recently appraised @ apx 850K >>> Now 500s?
 – Fallbrook – Foreclosure! Updated 1BR, 780 sqft condo w/ new paint, new carpet, new appliances. Near city center. Contact Me
Last sold @ 154K >>> Now 100K?

– La Jolla – Foreclosure! Highly remodeled unit & complex 2005. Oversize 2BR/2BA, 1017 sqft. Near shopping, movies. Contact Me
Last sold @ 420K >>> Now 300?
 – La Jolla – Foreclosure! Top-floor 2BR/2BA, 989 sqft condo. Walk to Wind and Sea Beach. Contact Me
Last sold @ 652K >>> High 400s?

– La Jolla – Foreclosure! Huge, single-level 2BR/2BA 1387 sqft condo in security complex. Birdrock area, 2 blocks to ocean. Contact Me
(No info) >>> To be in the 500s?

– La Mesa – Foreclosure! Sharp 3BR/2BA, 1308sqft home on dbl-size 12,500sqft lot. 2-car garage + RV parking. Contact Me
Last sold @ $506,500 >>> Now low 400s?
 – La Mesa – Foreclosure! Vintage 1930-built 3BR/2BA, 1338 sqft house on .27 acres. 2-car garage & many extras. Contact Me
Last sold @ 450K >>> High 300s?

– Lemon Grove – Foreclosure! 1977-built duplex on full-size 6098 sqft lot. Total of 2 bedrooms. More info to follow. Contact Me
Recently appraised @ $472,500+ >>> Now 300K?
– Linda Vista – Foreclosure! Large 4BR/2.5BA, 1987 sqft house. Corner lot, red tile roof, 2-car garage, more. Contact Me
Previously appraised @ 680K+ >>> Now 400s?
 – Mira Mesa – Foreclosure! Huge 4-5BR/2.5BA, 2255 sqft Spacemaster model house. 2-car garage, FPL, more. Contact Me
Last sold @ 540K >>> To be 400s?
 – Mira Mesa – Foreclosure! 3BR/2BA, 1405 sqft. Needs some TLC. Large 7000 sqft lot. Contact Me
Recently appraisRecently appraised @ 540K >>> To be in the low 400s?

- Mira Mesa - Foreclosure! 4BR/2BA, 1614sqft home. Remod kitchen w/ granite; newer dblpane windows. Contact Me
Recently appraised @ 517K >>> List low 400s?
 – Mission Valley – Foreclosure! Cute 1BR/1.5BA, 882 sqft Mission Greens condo near golf course, YMCA, Fashion Valley mall. Contact Me
Last sold @ 309K >>> Now low 200s?
– National City – Foreclosure! Vintage 1928-built 2BR house: arched doorways, curb appeal, hardwood floors, garage. Contact Me
Last sold @ 389K >>> Now high 200s?

– National City – Foreclosure! Large 2BR/2.5BA, 1554 sqft condo near Plaza Bonita. Contact Me
Last sold @ 360K >>> To be 200s?

– National City – Foreclosure! Upgr 3BR, 1117 sqft home w/ master suite, large yard, + new cabinets, countertops, stove. Contact Me
Last sold @ 394K >>> Now low 200s?
– National City – Foreclosure! 3BR, 1170sqft cosmetic fixer on oversize 10,600 sqft lot. Quiet street, huge backyard. Contact Me
Recently appraisRecently appraised @ 302K+ >>> To be low 200s?

– National City – Foreclosure! Newly built (2006) 3BR/2.5BA, 1735sqft home w/ 2-car garage. Contact Me
Recently sold @ 497K >>> Low 400s?

– National City – Foreclosure! Stunning 2-year-new 3BR/3BA, 1425sqft attached home w/ 2-car garage. Contact Me
Previously appraised @ 406K >>> 300?
 – Nestor – Foreclosure! Affordable 4BR/2BA, 1271 sqft home w/ 2-car garage.
Contact Me
Recently appraisedReceRecently appraised @ 467K+ >>> Now high 200s?

– Normal Heights – Foreclosure! Two units: 2BR + 1BR, total 1235 sqft w/ garage. Contact Me
Last sold @ 565K >>> To be 400s?  
 – North Park/Hillcrest – Foreclosure! Charming 2BR home + granny flat on big 9148 sqft canyon lot. Contact Me
Last sold @ 550K >>> Now 400s?
 – North Park/South Park – Foreclosure! 4BR/2BA canyon view home. Zoning allows additional unit! (Buyer to verify.) Contact Me
Recently appraised near 500K >>> Low 400s?
 – Oak Park/ East S.D. – Foreclosure! Cute 4BR/2BA home on .26 acres. Desirable Oak Park neighborhood. Contact Me
Last sold @ $503,500 >>> To be 300K?
 – Oceanside – Foreclosure! Handsome 3BR/2BA, 1150 sqft house w/ 2-car garage. Ideal for first-time buyer or investor. Contact Me
Last sold @ 480K >>> To be 200s?
– Oceanside – Foreclosure! Enormous 6-7BR/3BA, 2203 sqft house on 9200 sqft lot. Ideal for very large family. Contact Me
Recently appraised @ 504K+ >>> Now 400s?
 – Oceanside – Foreclosure! 6-year-new 4BR/2BA, 1726 sqft house w/ great curb appeal. Corner lot, dbl garage, big yard. Contact Me
Last sold @ 510K >>> To be high 300s?
 – Oceanside – Foreclosure! Handsome remodeled 3BR/2BA, 1282 sqft home w/ 2-car garage and big yard. Contact Me
Last sold @ 425K >>> To be high 200s?
– Oceanside – Foreclosure! 3BR/2BA, 1186 sqft home on immense 11,900 sqft lot w/ 2-car garage. Near park. Contact Me
Last sold @ 400K >>> Now 300K?
 – Oceanside – Foreclosure! Handsome 4BR/2BA home on culdesac w/ large private backyard and mountain views. Contact Me
Last sold @ 445K >>> Now apx 300?
– Paradise Hills – Foreclosure! Beautifully renovated condo w/ newer granite, cabinets, tile, stainless steel appliances. Contact Me
Last sold @ 230K >>> Now low 100s?
– Paradise Hills – Foreclosure! Spacious 4BR/2.5BA, 1980 sqft townhome. Attached 2-car garage, huge MBR w/ sitting area.  Contact Me
BBank foreclosed @ 442K >>> Low 300s?

– Point Loma – Foreclosure! Loma Portal area 2BR/1BA, 961 sqft house w/ garage, on 5400 sqft lot. Contact Me
Recently appraised @ 650K? &gRecently appraised @ 650K? >>> To be 400K?
 – Poway – Foreclosure! Custom 4/2.5BA, 2252sqft house w/ light, bright, spacious floorplan, 2-car garage, more. Contact Me
Last sold @ 625K >>> Now 450K?
– San Carlos – Foreclosure! Golf course view 4BR/2BA, 1556 sqft home w/ 2-car garage, covered deck, waterfall. Contact Me
Last sold @ 589K >>> Now low 400s?

– San Marcos – Foreclosure! 3-year-new 2BR/2BA, 1073 sqft “Carriage Walk” cond w/ private balcony, cathedral ceilings. Contact Me
Previously appraised @ 433K+ Previously appraised @ 433K+ >>> Now 200s?
– San Marcos – Foreclosure! Over-55 Lake San Marcos 2BR, 1115 sqft house in Sun Park near tennis, golf, restaurants. Contact Me old @ 382K >>> Last sold @ 382K >>> To be high 200s?
– San Marcos – Foreclosure! Attractive, 4-year-new 2BR/2.5BA townhome w/ 2-car garage. Near CSU San Marcos. Contact Me
Last sold @ 400K >>> Last sold @ 400K >>> Now high 200s?

– Santee – Foreclosure!! Affordable, updated Riderwood Gardens 3BR/2BA 1144 sqft condo w/ garage.  Contact Me
Recently appraised @ ??? >>> Now 200s?
 – Santee – Foreclosure! Vintage 3BR/2BA house on large 6969 sqft lot. More info to follow. Contact Me
Recently appraised @ 425K+Recently appraised @ 425K+ >>> Now high 300s?

– Santee – Foreclosure! Spacious 2-year-new, 2BR/2BA, 1075sqft condo w/ 2-car garage, hardwood floors, more. Contact Me
Last sold @ 435K >>> Mid/lo-$300s?

– Scripps Ranch – Pristine newer 2BR/2BA penthouse condo w/ dual MBR, garage, gas FPL, patio area. Contact Me
Last sold @ $395,500 >>&gLast sold @ $395,500 >>> Now 300K?

– Serra Mesa – Foreclosure! Spacious 1BR/1BA, 682sqft ground-floor condo w/ FPL, big walkin closet, no stairs. Contact Me
Last appraised @ $181,500 >>> Now mid/low-$100s?

– Spring Valley – Foreclosure! Quiet 2BR/1.5BA, 1089 sqft condo w/ private fenced yard, laundry, more. Contact Me
Last sold @ 275K >>> To be 100K?
– Spring Valley – Foreclosure! Spacious 4BR/2BA, 1962 sqft home on 8712 sqft lot. 2BR/1BA upstairs & downstairs. Contact Me
Last sold @ 544K >>> To be high 300s?
 – Spring Valley – Foreclosure! Big 4BR/2BA, 1962 sqft home on a quiet street. 2BRs & 1BA on each floor. Contact Me
Last sold @ 544K >>> To be in the high 300s?
– Spring Valley – Foreclosure! Recently remodeled 4BR/2.5BA, 2272sqft house w/ pool. 500K? Contact Me
 – Vista – Foreclosure! Giant .7 acre lot w/ cute 2BR, 898 sqft house built in 1940. Incredible potential. Contact Me
Last sold @ $472,500 >>> To be low 300s?
 – Vista – Foreclosure! Elegant 6-year-new, 3BR/2.5BA, 1925 sqft house in the gated Moncado Springs community. Contact Me
Recently appraised @ $508,500 >>> To be low 400s?

NEWLY LISTED (Your Property Here!)

 

– Chula Vista – Foreclosure! Mint 3-year-new 2BR + loft, 1334 sqft corner/upper condo w/ granite, attached garage.
Contact Me
Last sold @ 402K >>> Now $232,900
– Encinitas – Foreclosure! Designer-perfect 3BR/2BA, 1633 sqft home on elevated lot w/ panoramic hillside views, RV Parking. Contact Me
Last sold @ 789K >>> Now $656,900.
– Mira Mesa – Foreclosure! Sunny 2BR/2BA. 866 sqft end-unit condo in “Villas at Westmore”. Dual MBRs, large closets.
Contact Me
Recently appraised @ 350K >>> Now just $167,000.
– San Marcos – Foreclosure! Spectacular 3-year-old 5BR/3.5BA, 2935 sqft house in Old Creek Ranch. 2BR downstairs.
Contact Me
Last sold @ 750K >>> Just 561K!

 

MORE GREAT HOMES & INVESTMENTS (Your Home Here!)font>

 

Bankers Hill / Hillcrest  Foreclosure! Near-new 1BR condo in Alicante. South-facing w/ bay view, granite, extras.
 Contact Me
Last sold @ 309K >>> Now $299,999.
Carlsbad - Newer Calavera Hills home on quiet street: gourmet kitchen w/ granite, designer decor, "distressed" walnut floors, ground-floor MBR. Contact Me
Value range 595K to 645K
– Carmel Valley – Foreclosure! Stunning newer 5BR/4BA, 3124 sqft home on 8,843sqft lot. Great schools!  Contact Me
Recently valued at ???? >>> Now $1,199,900M.
Back On Market – Chula Vista – Foreclosure! Lovely 3-year-new 3BR/2.5BA condo w/ 2-car garage. More info to follow.
Contact Me
Last sold @ $??? >>> Now $294,900
Chula Vista Foreclosure! Remodeled 2BR/2BA Stonebridge condo w/ newer kitchen & baths, large balcony. Well under market! Contact Me
Last sold @ 326K >>> Now just 142K!
Chula Vista - Foreclosure! Gorgeous 3-year-new 4BR/2.5BA, 1820 sqft East Lake condo w/ 2-car garage. 
See For YourSelf
Last sold @ $486,500 >>> Now just $344,900.
Chula Vista - Foreclosure! Affordable 2BR/2BA, 1036sqft townhome in Stone Bridge. Large BRs, community pool.
More Info
Recently appraised @ 306K >>> Now $163,900
Chula Vista - Foreclosure! Stunning 5BR/3BA, 2863sqft house on full lot build in 2002! Enjoy mountain & hill views.
Property Features
Last sold for 750K >>> Now just 581K!
Chula Vista - Foreclosure! 3BR/2BA home w/ oversize bkyd, 2-car garage. Great starter home.
Check It Out
Recently sold @ 443K >>> $289,900
Reduced - Chula Vista - Foreclosure! Sunny 2BR/2.5BA, 2-year-new end unit condo w/ 2-car garage, hardwood floors, patio. View Details
Last sold @ $365,500 >>> Now $209,900

- Chula Vista - Foreclosure! 4BR/2BA, 2,099sqft house w/ 2-car garage on quiet street. Priced 50K under todays value! Find Out More
Last sold @ 575K >>> Now just $332,500!

Chula Vista - Foreclosure! Stunning 4-year-new 3BR/2.5BA attached home w/ 2-car garage, white picket fence.
 View Detials
Last sold @ $397,500 >>> Now $397,500.
– Chula Vista – Foreclosure! Attractive 3-year-new 3BR/2.5BA house. Huge MBR, big backyard, FPL, family room.
Contact Me
Last sold @ 607K >>> Wow, just $369,900!

– Chula Vista – Foreclosure! Lovely 3BR/2BA, 1456 sqft house in Country Club area: culdesac, pool, FPL, 2-car garage.
Contact Me
Recently appraised @ 500K+ >>> Now $294,500
– City Heights – Foreclosure! Super affordable updated 1BR, 576 sqft condo. Great first home or investment. Contact Me
Previously listed @ 210K >>> Now just 84K
- Clairemont Low-priced 1-level 2BR/2BA condo near Mesa College, Sharp & Childrens Hospitals.
More Here
Just 180-200K!
- Clairemont - Foreclosure! Attractive 3BR/2.5BA, 1540sqft house in desirable neighborhood. Quick freeway access. See For Yourself
Last sold @ 520K >>> Now 465K.
- College Area -  Foreclosure! Talmadge! Clean 2BR/2BA upstairs end-unit condo near SDSU.
View Details
Last sold @ 306K >>> Now just $129,900
- Downtown - Foreclosure! 2BR/2BA condo in the famed & historical El Cortez building. Check It Out
Bank foreclosed for 485K >>> Now 451K! 
El Cajon Foreclosure! Stunning 1-year-new 1BR, 732 sqft condo conversion. Quiet complex with pool.
Contact Me
Last sold @ 261K >>> Now just $109,250.
- El Cajon - Foreclosure! Spacious 2297sqft 4BR home on 1/2 acre w/ pool, covd patio, many extras. Contact Me
Previously appraised @ 596K >>> Now $520,800!
- El Cajon - Foreclosure! Affordable 2BR/1BA, 910sqft condo in gated community. Many upgrades.
Take A Look
Recently appraised at 259K >>> Now $119,900.
- Encanto - Foreclosure! 3BR/2BA, 1196 sqft home on spacious 6,351 sqft lot. Offers 2-car garage, near Encanto Park. Take A look
Recently appraised @ 403K >>> Now $239,900!
- Escondido Foreclosure! 3BR/2BA, 1,620sqft house on almost 1/2-acre! 2-car garage. More info to follow.
More Info
Last sold @ $350,000 >>> Now $332,500!
– Escondido – Foreclosure! Oversize 2BR/2BA, 1178 sqft condo. Ideal for investor or first-time homebuyer. Contact Me
Last sold @ 255K >>> Now $123,500.
– Escondido – Foreclosure! Stunning 2-year-new 3BR/2.5BA, 1543 sqft home on quiet street. Large MBR suite. Contact Me
Last sold @ 450K >>> Now $299,900. JanaeGlen
– Imperial Beach – Foreclosure! Stroll 2 blocks to the beach! 2BR/1.5BA 1035 sqft beach condo w/ 2-car garage.
Contact Me
Last sold @ 405K >>> Now $289,900.
- Julian - Foreclosure! Rustic 2BR+loft, 1032sqft, mountain home built in 1991 on a view lot. Property Features
Previously appraised @ 343K+ >>> Now just $199,900!
- La Costa - Stunning remod 3BR/2BA, 1858 sqft home on 1/4 acre! Offers gorgeous eat-in granite kitchen & so much more! More Info Now $649,000!
- La Jolla - Spectacular 2005 tril-level luxury home w/ ocean, golf course & sunset views!  5BR/4.5BA, 5,541 sqft, masterpiece of contemporary art & entertainer's dream!  $2.5M-2.9M View Details
- La Jolla - Well-maintained 3BR/2.5BA, 1698 sqft condo w/ 2-car garage. Lovely complex w/ quick freeway access. $579,000 More Info
- La Mesa - Foreclosure! 3 Units + parking lot: Big 2BR house + 2BR/2BR duplex + parking rented $300/mo. Property Features
Last sold @ 750K >>> Now just $489,000 
– La Mesa – Foreclosure! Cute 2BR house w/ pool, garage, quiet neighborhood. This is a steal for a HOUSE in La Mesa!
Contact Me
Previously appraised @ 313K >>> Now $246,900
- Lakeside - Foreclosure! CHEAP 1BR condo in Wintergardens Terrace. Ideal starter home or investment.
See For Yourself
Recently sold @ 184K >>> Just 79K!
- Lakeside - Foreclosure! Affordable 2BR townhome w/ garage, on culdesac street right across street from pool & spa.
 ChecK It Out
Last sold @ 265K >>> Now $147,500
- Leucadia - Foreclosure! Cozy 1BR condo west of I-5 near Neptune, a short stroll to the beach! Contact Me
Previously appraised @ 300K+ >>> Now 259,900.
- Linda Vista - Handsome 4-yr-new 5BR/4BA, 2074 sqft house on .29 acre canyon lot. More Info
Value range 545-595K.
- Linda Vista - RARE 10BR/6BA, 6-yr-old 1-level 4186 sqft home for extended family or residential care facility on .35 acre canyon lot. See For Yourself
Value Range 745-795K.
- Mission Valley/Fashion Hills - Bargain .77 acre homesite vacant lot above Mission Valley. View Details
Value range 50K-75K!
- National City - Foreclosure! Entry-level 3BR/1.5BA, 1040 sqft home w/ garage, large yard, great neighborhood.
Take A Look
Recently appraised @ 308K+ >>> Now $279,900.
- National City Foreclosure! 3BR handyman special: Unfinished remodel w/ wood floors, big lot, huge potential! Property Features
Bank foreclosed @ 380K >>> $179,500.
– Nestor – Foreclosure! Cheap(!) 3BR/2BA, 1071 sqft condo in nice family area near schools. Seller may pay closing costs. Contact Me
Last sold @ 325K >>> Now $134,500!
- Nestor - Foreclosure! Dramatic near-new, 4BR/2.5BA, 2186 sqft home on quiet culdesac street w/ big yard, more.
More Info
Last sold @ 595K >>> Now $379,500.
- Nestor -  Foreclosure! 3BR/2BA, 1030 sqft corner unit condo. Perfect inexpensive home or cashflow investment. Check It Out
Last appraised @ 318K >>> $169,900  
– Nestor – Foreclosure! Handsome 4-year-new 3BR/3BA 1428 ft “Aurora” townhome w/ 2-car garage.  Contact Me
Previously appraised @ 435K >>> Now just $259,900
– Normal Heights – Foreclosure! Lovely refurbished 1BR, 650 sqft “Sunset Villas” condo in great neighborhood.
Contact Me
Last sold @ 259K >>> Just $145,000!
- North Park Foreclosure! Upgraded 2BR, 748sqft condo w/ garage & FPL! Quick 805 access. Take A Look
Last sold @ 274K >>> Now $189,900.
- North Park/Hillcrest - Foreclosure! Cute, affordable 1BR, 668 sqft condo. 1st-floor, corner unit in small complex.
Contact Me
Last sold @ 225K >>> Now $144,500
Sold – Oceanside – Foreclosure! Cozy 1BR, 578 t Arbor Hill 2nd floor condo w/ granite, tile, office niche, more. MLS Search
Last sold @ 237K >>> Just $109,900
Paradise Hills Foreclosure! Newer 4BR/3BA, 1984sqft house w/ panoramic view, remodeled granite kitchen. Way under market! More Photos
Last sold @ 600K >>> Just $399,000.
Phoenix AZ: 12 APARTMENTS in great central location. Units are 4 3BR, 4 2BR, and 4 1BR. Just $699,000.
For More Info: Call Terry Kass @ (602) 703-5277
Phoenix AZ 44 APARTMENTS, all 2BR units w/ pool, very large parcel, great rental history. Just $2,599,000.
For More Info: Call Terry Kass @ (602) 703-5277
San Marcos Foreclosure! Beautiful 3BR/2.5BA condo w/ garage. Near CSU San Marcos. Contact Me
Previously valued at $381,500+ >>> Now $247,500
San Ysidro Foreclosure! One-level, ground-floor 2BR/2BA condo w/ nice yard. Seller will pay closing costs.
Property Features
Last sold @ 353K >>> Now just $196,900
- San Ysidro -  Foreclosure! Upgraded townhome w/ large patio, walk-in closet, tile. Great affordable home or investment. Check It Out
Last sold at $300,000 >>> Now $140,900
– San Ysidro – Foreclosure! Spacious 3BR/2.5BA, 1338sqft townhome. Great for investor or first-time homebuyer.
Contact Me
Last sold @ 349K >>> Below market @ $187,900.
Reduced - Santee - Foreclosure! Sizeable 3BR/2BA, 1144 sqft condo w/ 2-car garage. Upper corner unit w/ large balcony, attic, laundry. Property Details
Recently appraised @ 326K+ >>> Just $179,900.
- Santee -  Foreclosure! Quiet, cute 3BR/2BA, 1286 sqft attached home. Priced 10% below market! View Details
Recently appraised @ 412K+ >>> Just $199,900?
Too New
For Photo 		Reduced - Spring Valley - Foreclosure! Duplex: 2 oversize 2BR units w/ private yards. Quiet street. Priced under market. Contact Me
Recently appraised @ 550K >>> Now just $275,000!
- Spring Valley Foreclosure! Heavy fixer, contractor special! 3BR/2BA, 1288sqft house, 2-car garage, oversize lot. View Details
Last sold @ 425K >>> Now $219,000
- Spring Valley Foreclosure! 3BR/2BA, 1364sqft home on large lot on low-traffic street in quiet neighborhood.
 Check It Out
Last sold @ 470K >>> Now $299,000
- Spring Valley - Foreclosure! 3BR/2BA home on large corner lot. Spacious family room, 2-car garage.
Property Features
Foreclosed on for 512K >>> Now $259,900.
- Spring Valley - Foreclosure! 4BR/2BA, 2075sqft home. Family room, pool, quiet street. View Details
Last sold @ 459K >>> $323,900
- Spring Valley - Foreclosure! Roomy 3-4BR/2BA, 1532 sqft house w/ family room, FPL, 2-car garage. Contact Me
Last sold @ 487K >>> Now just $319,900.
Valley Center Foreclosure! 3.3 acres! Gorgeous 3BR/2BA, 1,761 sqft house w/ 2-car garage & panoramic views.
Property Features
Last sold @ $595,000 >>> Now $436,905!
- Vista - Foreclosure! Sunny 2BR/1.5BA, 975 sqft Madera condo w/ garage, big kitchen, laundry in unit. Priced under market! Contact Me
Recently appraised @ 316K+ >>> $149,900!
– Vista – Foreclosure! Duplex: Each unit 2BR, 900 sqft, hardwood floors. Easy to rent. Contact Me
Recently appraised @ 458K+ >>> Now $284,900

 

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GARY KENT

"The Agent You See EVERYWHERE"

All-Time #1 Agent/Team In San Diego County for RE/MAX

 

Gary Kent Team --- RE/MAX Associates

(858)457-KENT --- (858)457-5368

GaryK@GaryKent.com -- http://www.garykent.com/

 

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