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Issue #331

 In This Issue
1. Welcome / This Week's Special Offer

2. Gary's Real Estate Seminars
3. Homebuying Question
4. Homeselling Question
5. Investing or Financing Question
6. Hot Properties: New Listings BEFORE They Hit The Market
7. Thank You For Your Referrals  
   

Welcome / This Week's Special Offer

Welcome To The Latest Issue
Hello again. …Did you hear about the $7500 tax credit if you buy your first home between 4/9/08 and 6/30/09? A few points: 1) The “credit” must be paid back over 15 years. 2) You’re a “first-time homebuyer” if you haven’t owned a home for 3 years. 3) If you sell the home at a loss, you needn’t pay the balance off. …Check out these cool and unusual homes. …Remember to register for my free September 20th seminar: “How To Buy A Foreclosure In San Diego.”

Top 10 “Greenest” U.S. Cities
By green, the mean environmentally friendly:

  1. Burlington-South Burlington, VT
  2. Ithaca, NY
  3. Corvalis, OR
  4. Springfield, MA
  5. Wenatchee, WA
  6. Charlottesville, VA
  7. Boulder, CO
  8. Madison, WI
  9. Binghampton, NY
  10. Champaign-Urbana, IL
We didn’t make the top 10, but #12 isn’t too shabby…
Source: Sperling’s BestPlaces

True Story: "Oh, You Will…"
Many people ask how I came to have so many foreclosures for sale. Here’s the skinny... Knowing all markets are cyclical, when San Diego real estate was overheating in ‘04 and ‘05, I decided to hedge my bets in case things turned. I spent long hours calling every bank you’ve ever heard of and some you haven’t, asking how to get approved to sell their foreclosures. Many laughed, saying that had none nor saw any on the horizon. My response was a polite, “Oh, you’ll probably have a few.” Now it’s 3-4 years later, and I have 45 banks as clients and about 200 foreclosures in various stages of sale...

Join Our “Preferred Client Group” For The Best Values
I find great real estate deals every week. But too often we can’t match a client in time and someone else scoops it up. (My bank-clients won’t let me buy their properties, or I’d be my best client!)

So I developed my “Private Client Group”, a select group of people serious, qualified, and ready to grab a great deal on a home or investment when -- or before -- it hits the market.

If you’d like to be in the Preferred Client Group, you need to:

  1. Pre-approve with our approved lender
  2. Come in for a short sit-down counseling session
  3. Commit to work with us
To join and get the jump on great real estate values, call us at (858)457-KENT or email us at PCG@GaryKent.com

Check Out Our Foreclosure Hot-List
Looking for a deal? 50+ of my REO (foreclosure) properties have discounts of 10% to a whopping 52% from their previous values. Click on www.Foreclosure-Hotlist.com to check out my brand-new Foreclosure Hot-List website. We’ll update the site regularly, so be sure to bookmark it and return frequently. And forward this link to a friend!

FREE MLS Online Search For A San Diego or Riverside Home
To search for a home right now, click here: Free MLS Homesearch

This Week’s Free Offer:
FREE Live Seminar CD: How To Buy A Home In San Diego
Hear three experts share the inside scoop to buying a home today. You’ll learn from yours truly, plus our home loan expert and a professional home inspector.

You'll Discover:
- What home inspectors do & don’t inspect. You may be surprised!
- Why media reports about real estate are so often DEAD WRONG
- Step-by-step plan to buy your dream home in the next 90 days
- How our software got my computer guy a home under market
- 9 ways to make your offer more attractive & beat other offers
- How to avoid buying a home that's a MONEY PIT of problems
- The 3 best loan programs + dangerous mortgages to avoid
- Free email access to under-valued & foreclosure properties
- 7 smart insider tips, whether this is your 1st or 10th home
- Exactly what I would do if I was buying a home today
- Get sellers to pay EVERY PENNY of your closing costs
- 6 ways to profit and plunder in today’s market
- Avoid these 5 homebuying blunders!
- The 80/20 rule for buying a home

Send This Free Newsletter To A Friend
Subscribe them with a quick email to TellAFriend@GaryKent.com with their email address in the subject line.

Remember to email your questions, comments, compliments, corrections, critiques, & rebuttals to Questions@GaryKent.com.

Gary's Real Estate Seminars

FREE Seminar, September 20th:
“How To Buy A Foreclosure In San Diego”
Fantasy vs. Reality: Discover the truth about foreclosures/REOs
-- Saturday, September 20th, 10AM-Noon in UTC --
Click for Seminar Flyer / Click to Reserve Your Free Seat

Dreamers Need Not Apply.
Sorry… This isn’t a phony get-rich-quick seminar on buying foreclosures (also called “REOs”) 50¢ on the dollar or buying zero down with bad credit and no job. That’s NOT reality.

When you attend, you'll discover the truth about:

  • Top 10 San Diego neighborhoods with the best REO deals today
  • How much banks negotiate off their price
  • 5-step plan to getting a great value on a foreclosure in 90 days
  • Wise, timely words millionaire Baron Rothschild said in the 1800s
  • Traps in the small-print that banks make you sign
  • The #1 mistake people make when offering on an REO
  • How to get banks to pay EVERY PENNY of your closing costs
  • Auction tricks, traps, and pitfalls that I swear will shock you
  • Free email access to undervalued & foreclosure properties
  • The ugly truth about “short sales”…and it IS ugly
  • What to watch out for in an REO
  • Much more
Click for Seminar Flyer  Click to Reserve Your Free Seat

 

HomeBUYING Question

"I’d like to buy a foreclosure and want to plan ahead. What can I do to help get my offer accepted?"

***ANSWER:
Here’s a quick list:

1. Offer more money (obvious).
2. Get pre-approved.
3. Get pre-approved by the lender required by the bank, if applicable. I make it very clear up front to agents when my bank requires the buyer to be prequalified/preapproved by a designated lender, but most agents ignore it…to their peril.
4. Show proof of down payment funds. This is required on cash offers, and a good idea if you’re getting a loan.
5. Include a copy of your credit report…unless your credit isn’t so hot.
6. Don’t make your offer “and/or nominee” or “and/or assignee”. Banks won’t allow that as they don’t want people “flipping” the home to another buyer during escrow.
7. No offers contingent on the sale of another home, even if it’s in escrow
8. Offer a 21-30 day escrow when possible.
9. Write a “clean” offer with no unusual requests. Banks like to keep it simple when they sell their foreclosures.

HomeSELLING Question

"When I sold my house a few years ago, the buyer requested some repairs. I took care of them, but it was a big hassle. What do you think of crediting the buyer money instead?"

***ANSWER:
That’s a great idea.

While your homebuyer may not like the quality of work done on a repair, he can’t argue with the color of your money.

Credits are always my preference over making repairs.

Investing or Financing Question

"I want to buy an apartment building but I’m a little afraid the agent or seller will cook the books and my return won’t be what they say it is. What should I look out for?"

***ANSWER:
You’re smart to be cautious. Here’s a list of things I look for when I buy or represent clients buying investment property:

1. Are the rents & expenses “Pro Forma”. (I think that’s Latin for “fantasy.”) Pro Forma basically means the #s are what they “should” be, not what they actually are. Sometimes Pro Forma #’s are realistic; often not.
2. Are they using projected or actual rents?
3. Be aware that the property taxes will likely go up.
4. The insurance may go up too.
5. Often the owner does property management, on-site management, repairs, & gardening, so they don’t show on the financials.
6. Are there any rent concessions that aren’t showing. For example: “13th month free rent”?
7. Are vacancies low (or high) due to the location & time of year?
8. Which is better: low or high expenses? Low expenses could mean the building is in disrepair...or so good it didn’t need work. High expenses could mean it’s a high-maintenance property...or it was just renovated.
9. While it’s rare, watch out for completely made-up financial statements. Always look at the Schedule E. If you’re suspicious, use IRS Form 4506: "Request For Copy Or Transcript Of Tax"

Hope that helps!

Hot Properties: Call Now On These Hot New
Listings & Not-Yet-On-The-Market Properties

Call Now On These Hot New Listings & Not-Yet-On-The-Market Properties

THIS WEEK'S FEATURED PROPERTY!

Delightful
Clairemont Home

  • BR/BA: 3/2
  • Sqft: 1,176
  • Price: $389,900

– Clairemont – Foreclosure! 3BR/2BA, 1176 sqft home w/ 2-car garage. Beautiful remodeled kitchen. Large backyard. See For Yourself
Loans totaled 702K >>> Now just $389,900!

"COMING SOON"
(Click Contact Me to be contacted BEFORE these properties hit the market!)

– Alpine – Foreclosure! Oversize 2BR unit in quiet location of complex. Two parking spaces. Contact Me
2BR/1.5BA, 1240sqft
Last sold @ 348K >>> To be high 100s?
– Chula Vista – Foreclosure! Stunning 5-year-old 4BR/2BA, 2000 sqft home w/ large private backyard, & more. Contact Me
Last sold @ 655K >>> Now 400s?
– Clairemont – Foreclosure! Fixer-upper 4BR/2BA house needs lots of help. No garage, large lot. Contact Me
4BR/2BA, 1635 sqft
Last appraised @ 489K+ >>> Now low 300s?
– Downtown – Foreclosure! Oversize 4-year-new 1BR condo in “Palermo”: granite, open floorplan, walk-in closet. Contact Me
1BR/1BA, 845 sqft
Last sold @ $363,500 >>> Now 200s?
– East San Diego – Foreclosure! Cozy 2BR, 751 sqft condo w/ quick freeway access. More info to follow. Contact Me
Last sold @ 276K >>> Now mid-100s?
New – East San Diego – Foreclosure! 2BR, 933 sqft house on large 6250sqft lot! More info to follow. Contact Me
Last sold @ 415K >>> Now low 200s?
– East San Diego / Oak Park – Foreclosure! Affordable 3BR, 1,044 sqft house. More info to follow. Contact Me
Last sold @ 423K >>> Now high 200s?
– Eastlake Area – Foreclosure! 3-year-new 3BR/2BA, 1315 sqft townhome w/ garage. More info to follow. Contact Me
Recently sold @ 409K >>> Now high 200s?
– Eastlake Area – Foreclosure! Beautiful newer 3BR/3BA, 1237 sqft condo w/ 2-car garage in great complex. Contact Me
Last sold @ 318,500K >>> To be 200s?
– Eastlake Area – Foreclosure! Handsome, 5-year-new 3BR/2BA, 1598sqft home 2-car garage. Could be 5BRs! Contact Me
Recently sold @ 570K >>> 400s?
– Encanto – Foreclosure! Handsome, 70’s built 4BR/2BA, 1582 sqft house on huge 9500 sqft lot. Nice street. Contact Me
Last sold @ $467,500 >>> Now 300s?
– Encanto – Foreclosure! 3BR/2BA, 1409sqft home on 6,000 sqft lot. Has FPL, garage, large backyard. Contact Me
Previously appraised @ $361,250K >>> Now 300K?
– Escondido – Foreclosure! Cute 2BR townhome in gated complex w/ pool. Quick freeway access. Contact Me
2BR/2BA, 1,008 sqft
Last sold @ 265K >>> Now very low 100s?
– Escondido – Foreclosure! Spacious, upgraded condo in “Vermont Villas” w/ basketball & tennis. Quick freeway access. Contact Me
2BR/2BA, 1,204 sqft
Last sold @ 295K >>> Now 100s?
– Escondido – Foreclosure! Charming, unique house on .58 acres w/ vaulted ceilings, hardwood floors, oversz 2-car garage Contact Me
3BR/2BA, 2068 sqft
Last sold @ 589K >>> Now 400?
– Escondido – Foreclosure! Former model in recent condo conversion: private patio, MBR walk-in closet, newer appliances. Contact Me
2BR/2BA, 959 sqft condo
Last sold @ 270K+ >>> Now low 100s?
– Escondido – Foreclosure! 4BR/3BA, 1749 sqft house on large 6800 sqft lot. Quick freeway access. Contact Me
Recently appraised @ 468K+ >>> Now 300s?
– Escondido – Foreclosure! Remodeled 4BR/2BA house w/ hardwood floors, pool, 2-car garage, more. Contact Me
Sold June 2007 @ 400K >>> Now 300K?
– Escondido – Foreclosure! Cute 2BR/2BA, 1092 sqft home on large 7,000 sqft lot w/ 2-car garage, big yard, some upgrades. Contact Me
Last sold @ 500K >>> To be 200s!?
– Escondido – Foreclosure! Lovely 3BR/2BA, 1144 sqft house w/ 2-car garage. 6100 sqft lot. More info to follow. Contact Me
Recently appraised @ 561K+ >>> Now 300K?
– Escondido – Foreclosure! Affordable 2BR/2BA, 950 sqft condo. Dual masterbedrooms, FPL, garage, & more. Contact Me
Last sold @ 345K >>> To be mid/low 200s!
– Fallbrook – Foreclosure! Lovely 3BR home on 5.51 acres w/ back country views & 2-car garage! Possible lot split. Contact Me
3BR/2.5BA, 2046 sqft
Last sold @ 604K >>> Now 500K?
– Julian – Foreclosure! House on .24 acre lot. More info to follow… Contact Me
Last sold @ 230K >>> Now 500K?
– La Jolla – Foreclosure! Top-floor 2BR/2BA, 989 sqft condo. Walk to Wind and Sea Beach. Contact Me
Last sold @ 652K >>> High 400s?
– La Jolla – Foreclosure! Huge, single-level 2BR/2BA 1387 sqft condo in security complex. Birdrock area, 2 blocks to ocean. Contact Me
(No info) >>> To be in the 500s?
– La Mesa – Foreclosure! Mid-century home w/ hardwood floors on large 8000 sqft lot in great neighborhood w/ xlnt schools. Contact Me
(No info) >>> To be in the 500s?
– La Mesa – Foreclosure! Vintage 1930-built 3BR/2BA, 1338 sqft house on .27 acres. 2-car garage & many extras. Contact Me
Last sold @ 450K >>> High 300s?
– Lemon Grove – Foreclosure! Mid-century 3BR home on 6000 sqft lot w/ 2-car garage. More info to follow… Contact Me
3BR/2BA, 1188 sqft
Appraised @ 431K+ >>> Low 200s?
– Linda Vista – Foreclosure! Large 4BR/2.5BA, 1987 sqft house. Corner lot, red tile roof, 2-car garage, more. Contact Me
Previously appraised @ 680K+ >>> Now 400s?
– La Costa – Foreclosure! Spacious custom home w/ 2 MBR suites upstairs & downstairs, skylights, cathedral ceilings, more. Contact Me
4BR/2.5BA, 2559 sqft
Recently appraised @ 700K? >>> To be 500s?
– Logan Heights – Foreclosure! Cute house w/ big yard on oversize 9400 sqft lot. More info to follow. Contact Me
3BR/1BA, 1048 sqft
Last sold @ $609,000 >>> Now high 300s?
– Mission Valley – Foreclosure! Condo in the Fransciscan, ideal starter home or investment. 2 Minutes to Fashion Valley Mall. Contact Me
1BR/1BA, 664 sqft
Recently appraised @ 300K >>> Now low 200s?
– Mission Valley – Foreclosure! Cute Mission Greens condo near golf course, YMCA, Fashion Valley mall. Contact Me
1BR/1.5BA, 882 sqft
Last sold @ 309K >>> Now low 200s?
– National City – Foreclosure! 2-year-new townhome w/ 2-car garage, greenbelt view. Borders Bonita, near Plaza Bonita. Contact Me
3BR/2.5BA, 1734 sqft
Last sold @ $609,000 >>> Now high 300s?
– National City – Foreclosure! Vintage 1928-built 2BR house: arched doorways, curb appeal, hardwood floors, garage. Contact Me
Last sold @ 389K >>> Now high 200s?
– National City – Foreclosure! Large 2BR/2.5BA, 1554 sqft condo near Plaza Bonita. Contact Me
Last sold @ 360K >>> To be 200s?
– National City – Foreclosure! Upgr 3BR, 1117 sqft home w/ master suite, large yard, + new cabinets, countertops, stove. Contact Me
Last sold @ 394K >>> Now low 200s?
– National City – Foreclosure! Newly built (2006) 3BR/2.5BA, 1735sqft home w/ 2-car garage. Contact Me
Recently sold @ 497K >>> Low 400s?
– National City – Foreclosure! Stunning 2-year-new 3BR/3BA, 1425sqft attached home w/ 2-car garage. Contact Me
Last appraised @ 406K >>> List in the 300s.
– Nestor – Foreclosure! Affordable upper 1-level unit. Ideal for investor or first-time homebuyer. Contact Me
2BR/1BA, 800 sqft
Recently appraised @ 265K+ >>> To be low 100s?
– Nestor – Foreclosure! Private, light & bright townhome w/ large rooms, spacious backyard, interior laundry, more. Contact Me
3BR/2BA, 1222 sqft
Last sold @ 365K >>> To be high 100s?
– Nestor – Foreclosure! Single-level condo: open floorplan, travertine floors, large kitchen, indoor laundry, encl patio. Contact Me
3BR/2BA, 1071 sqft
Last sold @ 285K >>> To be mid 100s?
– North Park/South Park – Foreclosure! 4BR/2BA canyon view home. Zoning allows additional unit! (Buyer to verify.) Contact Me
Recently appraised near 500K >>> Low 400s?
– Oceanside – Foreclosure! Handsome 3BR/2BA, 1150 sqft house w/ 2-car garage. Ideal for first-time buyer or investor. Contact Me
Last sold @ 480K >>> To be 200s?
– Oceanside – Foreclosure! Enormous 6-7BR/3BA, 2203 sqft house on 9200 sqft lot. Ideal for very large family. Contact Me
Recently appraised @ 504K+ >>> Now 400s?
– Oceanside – Foreclosure! 3BR/2BA, 1186 sqft home on immense 11,900 sqft lot w/ 2-car garage. Near park. Contact Me
Last sold @ 400K >>> Now 300K?
– Oceanside – Foreclosure! Handsome 4BR/2BA home on culdesac w/ large private backyard and mountain views. Contact Me
Last sold @ 445K >>> Now apx 300?
– Paradise Hills – Foreclosure! Huge remodeled 3BR/2.5BA, 1556 sqft townhome condo w/ hardwood floors, granite, more. Contact Me
Last sold @ 445K >>> Now low 200s?
– Point Loma – Foreclosure! Loma Portal area 2BR/1BA, 961 sqft house w/ garage, on 5400 sqft lot. Contact Me
Recently appraised @ 650K? >>> To be 400K?
– Ramona – Foreclosure! Stunning 7-year-new 1-level home on .51 acres, 4-car garage, pool, spa, FPL, more. Contact Me
4BR/2BA, 2455 sqft
Last sold @ 512K >>> To be 300s?
– Ramona – Foreclosure! Cute condo just off Main Street in downtown Ramona. Contact Me
2BR/1BA, 884 sqft
Recently appraised @ 231K+ >>> To be mid-100s?
– Ramona – Foreclosure! Large San Diego Country Estates home on .41 acres w/ 2-car garage. More info to follow. Contact Me
3BR/2.5BA, 1948sqft
Recently appraised @ 336K >>> To be 300K?
– San Carlos – Foreclosure! Golf course view 4BR/2BA, 1556 sqft home w/ 2-car garage, covered deck, waterfall. Contact Me
Last sold @ 589K >>> Now low 400s?
– San Marcos – Foreclosure! Very affordable house in great community. 2BR house w/ 1-car garage w/ low maintenance yard. Contact Me
2BR/1BA, 844 sqft
Last sold @ 459K >>> Now 300s?
– San Marcos – Foreclosure! Lovely home in quiet neighborhood. Spacious 7547 sqft lot, 2-car garage. Contact Me
3BR/2BA, 1340 sqft
Last sold @ 459K >>> Now 300s?
– San Marcos – Foreclosure! Elegant 6-year-new home w/ 4BR’s + loft, wood floors, vaulted ceilings, large kitchen, priv yard. Contact Me
4BR/3BA, 2804 sqft
Last sold @ 650K >>> Now 400s?
– San Marcos – Foreclosure! Over-55 Lake San Marcos 2BR, 1115 sqft house in Sun Park near tennis, golf, restaurants. Contact Me
Last sold @ 382K >>> To be high 200s?
– San Ysidro– Foreclosure! Handsome 4BR home w/ FPL, RV parking. Great home or rental house. Contact Me
4BR/2BA, 1507 sqft
Last sold @ 441K >>> To be low 300s?
– San Ysidro– Foreclosure! Nice 4BR or 3BR+Family Room house at the end of a culdesac. Huge quarter-acre lot! Contact Me
4BR/2BA, 1507 sqft
Recently appraised @ 460K+ >>> To be 200s?
– Santee – Foreclosure! Affordable, updated “Riderwood Gardens” 3BR/2BA 1144 sqft condo w/ garage. Contact Me
Recently appraised @ ??? >>> Now 200s?
– Santee – Foreclosure! Vintage 3BR/2BA house on large 6969 sqft lot. More info to follow. Contact Me
Recently appraised @ 425K+ >>> Now high 300s?
– Santee – Foreclosure! Spacious 2-year-new, 2BR/2BA, 1075sqft condo w/ 2-car garage, hardwood floors, more. Contact Me
Last sold @ 435K >>> Mid/lo-$300s?
– Scripps Ranch – Foreclosure! Pristine newer 2BR/2BA penthouse condo w/ dual MBR, garage, gas FPL, patio area. Contact Me
Last sold @ $395,500 >>> Now 300K?
– Serra Mesa – Foreclosure! Spacious 1BR/1BA, 682sqft ground-floor condo w/ FPL, big walkin closet, no stairs. Contact Me
Last appraised @ $181,500 >>> Now mid/low-$100s?
– Spring Valley – Foreclosure! 4-year-new Dictionary Hill custom home w/ spectacular views, oversize rooms, family room. Contact Me
4BR/3BA, 2477 sqft
Last sold @ 600K >>> To be 400K?
– Spring Valley – Foreclosure! Affordable 2BR condo in gated Ashford Park complex. Offers cathedral ceilings, FPL, more. Contact Me
2BR/2.5BA, 1020 sqf
Last sold @ 314K+ >>> To be 200?
– Spring Valley – Foreclosure! Big 4BR/2BA, 1962 sqft home on a quiet street. 2BRs & 1BA on each floor. Contact Me
Last sold @ 544K >>> To be in the high 300s?
– Spring Valley – Foreclosure! Recently remodeled 4BR/2.5BA, 2272sqft house w/ pool. Contact Me
500K?
– Vista – Foreclosure! Giant .7 acre lot w/ cute 2BR, 898 sqft house built in 1940. Incredible potential. Contact Me
Last sold @ $472,500 >>> To be low 300s?
– Vista – Foreclosure! Elegant 6-year-new, 3BR/2.5BA, 1925 sqft house in the gated “Moncado Springs” community. Contact Me
Recently appraised @ $508,500 >>> To be low 400s?

NEWLY LISTED (Your Property Here!)

– Clairemont – Foreclosure! Light/bright townhome w/ southern exposure & 2-car garage in tranquil Park Mesa complex. See For Yourself
2BR/2BA, 1072 sqft.
Last sold @ 419K >>> Now $265,000!
– Clairemont – Foreclosure! 3BR/2BA, 1176 sqft home w/ 2-car garage. Beautiful remodeled kitchen. Large backyard.
View Details
Loans totaled 702K >>> Now just $389,900!
– Eastlake Area – Foreclosure! Just 2 years old: 2BR/2.5BA 1332 sqft condo in fabulous neighborhood near the new mall.
Contact Me
Last sold @ 388K >>> Now $219,900
– Escondido – Foreclosure! Cute 2BR townhome in gated complex w/ pool. Quick freeway access. Property Features
2BR/2BA, 1,008 sqft
Last sold @ 265K >>> Now $104,900
– La Costa – Foreclosure! Spacious custom home w/ 2 MBR suites upstairs & downstairs, skylights, cathedral ceilings, more. Contact Me
4BR/2.5BA, 2559 sqft.
Recently appraised @ 700K? >>> $599,900!
– La Mesa – Foreclosure! Sharp 3BR/2BA, 1308sqft home on dbl-size 12,500sqft lot. 2-car garage + RV parking Contact Me
Last sold @ $506,500 >>> Just $289,900
– Nestor – Foreclosure! Affordable 4BR/2BA, 1271 sqft home w/ 2-car garage. Great investment or first home. Contact Me
Recently appraised @ 467K+ >>> Now $255,500!
– San Marcos – Foreclosure! 3-year-new 2BR/2BA, 1073 sqft “Carriage Walk” condo w/ private balcony, cathedral ceilings. More Info
Previously appraised @ 433K+ >>> Now $224,900

MORE GREAT HOMES & INVESTMENTS (Your Home Here!)

Sold – Bay Park – Foreclosure! Spectacular newer full remodel w/ hardwood floors, MBA suite w/ jacuzzi tub and FPL, more! Free MLS Search
4BR/4BA, 2518 sqft
Last sold @ 960K >>> Now $729,900
– Bonita – Foreclosure! Spectacular newer 6BR/5BA, 4414sqft luxury home on .24 acres w/RV garage, more. See For Yourself
Last listed @ 1.99M >>> Under-market @ $741,600
Sold – Carmel Valley – Foreclosure! Newer 5BR/4BA, 3124 sqft home on 8,843sqft lot. Great schools! 20K closing cost credit. MLS Search
Recently valued at ???? >>> Now $1,150,000
– Chula Vista – Foreclosure! 4BR/2BA, 2,099sqft house w/ 2-car garage on culdesac. Needs paint, carpet, TLC.
See For Yourself
Last sold @ 575K >>> Now just $304,900!
Sold – Chula Vista – Foreclosure! Roomy, updated 2BR/1.5BA, 1045 sqft townhome w/ private enclosed patio, laundry in unit. MLS Search
Recently appraised @ 268K+ >>> $129,900
Reduced – Chula Vista – Foreclosure! Quiet upstairs 1-level condo w/ FPL in spacious living room, plus spacious patio. See For Yourself
3BR/2BA, 1089 sqft.
Foreclosed on @ 322K >>> Now $149,900!
– City Heights – Foreclosure! Super affordable updated 1BR, 576 sqft condo. Great first home or investment. Take A Look
Previously listed @ 210K >>> Now just $74,900!
– Clairemont – Foreclosure! Needs redecorating! Corner house, big yard, hrdwd flrs. Near Clairemont Square shops, movies, restaurants. See For Yourself
3BR/2BA, 1120 sqft
Bargain price @ $359,000
– Clairemont – Foreclosure! Attractive 3BR/2.5BA, 1540sqft house in desirable neighborhood. Quick freeway access. More Info
Last sold @ 520K >>> Now 410K.
– College – Foreclosure! Newer 1BR 627 sqft condo w/ stainless steel, granite, washer/dryer hookup in unit. Property Features
Last sold @ 265K >>> Now $109,900
– Downtown – Foreclosure! Ground-floor 2BR/2BA, 1143 sqft, “Symphony Terrace” condo w/ no common walls. Check It Out
Last sol @ 425K+ >>> Now $325,000
– Downtown – Foreclosure! 2BR/2BA condo in the famed & historical El Cortez building. See For Yourself
Bank foreclosed for 485K >>> Now $428,450!
– Eastlake Area – Foreclosure! Sunny 2BR/2.5BA, 2-year-new end unit condo w/ 2-car garage, hdwd flrs. Contact Me
Last sold @ $365,500 >>> Now $179,900
– El Cajon – Foreclosure! Stunning 1-year-new 1BR, 732 sqft condo conversion. Quiet complex with pool. Contact Me
Last sold @ 261K >>> Now just $103,788
– El Cajon – Foreclosure! Cheap 2BR/2BA condo w/ garage, FPL, patio. Ideal starter or investment! Contact Me
Last sold @ 257K >>> Now $137,750!
– Encanto – Foreclosure! 3BR/2BA, 1196 sqft home on spacious 6,351 sqft lot. Offers 2-car garage, near Encanto Park. More Info
Recently appraised @ 403K >>> Now $209,900!
– Encanto – Foreclosure! Recently renovated 4BR/2BA, 1339sqft home on overize 7200 sqft lot. Check It Out
Last sold @ 450K >>> A steal @ $209,900
– Escondido – Foreclosure! Cozy 2BR home on oversize 7000 sqft lot w/ 2-car garage. Great first home. Contact Me
Last sold @ $415,000 >>> Now just $179,900!
– Escondido – Foreclosure! 3BR/2BA, 1,620sqft house on almost 1/2-acre! 2-car garage. More info to follow. See More
Last sold @ $350,000 >>> Now $332,500!
– Escondido – Foreclosure! Immaculate 2006 built 1-level 3BR/2.5BA, 2202 sqft on .53 acres, 3-car gar. See More
Last sold @ 680K >>> Just $419,900
– Escondido – Foreclosure! Huge 1-level condo w/ no common walls, large rooms, upgraded sunny kitchen, FPL.
Find Out More
3BR@BA, 2166 sqft
Last sold @ 390K >>> Now $195,000
Sold – Escondido – Foreclosure! Oversize 2BR/2BA, 1178 sqft condo. Ideal for investor or first-time buyer. Free MLS Search
Last sold @ 255K >>> Now $123,500
Reduced – Escondido – Foreclosure! Stunning 2-year-new 3BR/2.5BA, 1543 sqft home on quiet street. Large MBR suite. Property Features
Last sold @ 450K >>> Now $264,900
– Escondido – Foreclosure! Handsome 1985-built house w/ upgraded appliances, granite counters, new paint. Contact Me
3BR/2BA, 1636 sqft
Last sold @ 470K >>> Now $299,900
– Escondido – Foreclosure! Updated and affordable 2BR condo w/ garage. Needs a little TLC. Great starter home or rental. Contact Me
Previously appraised @ 240K+ >>> Now $114,900
– Escondido – Foreclosure! Cute condo in private gated Broadway Pines complex. Looks great w/ new carpet, paint, etc. Take A Look
2BR/2BA, 950 sqft
Last sold @ 275K >>> Now just $119,900
– Fallbrook – Foreclosure! Lovely home on 5.9 acres in gated, private, and peaceful De Luz community. Many upgrades.
More Info
3BR/2.5BA, 1970 sqft
Recently appraised @ apx 655K >>> Just $510,000
– Fallbrook – Foreclosure! Fabulous 4BR/3.5BA, 3379 sqft home on 1.15 acres. Offers pool, huge yard, much more.
View Details
Recently appraised @ apx 850K >>> Now $629,900
– Fallbrook – Foreclosure! Secluded home has golf course & sunset views + private pool w/ waterfalls & spa. 1.02 acres. More Info
3BR/2.5BA, 3225 sqft
Recently appraised @ apx 965K >>> $675,000
Reduced– Fallbrook – Foreclosure! Updated 1BR, 780 sqft condo w/ new paint, new carpet, new appliances. Near city center More Details
Last sold @ 154K >>> Now $99,900
– Golden Hill – Foreclosure! Fully remodeled, upgraded 1-story, 3BR/2BA, 990sqft condo at end of culdesac. Check It Out
Last sold @ 320K >>> Now $184,900
– Golden Hill – Opportunity! 3BR fixer-upper house. Seller will pay buyer’s closing costs. View Details
Previously appraised @ 405K >>> Now $239,900
– Julian – Foreclosure! Rustic 2BR+loft, 1032sqft, mountain home built in 1991 on a view lot. Property Features
Previously appraised @ 343K+ >>> Now just $175,000!
– La Jolla – Spectacular 2005-built luxury home w/ ocean, golf course, & sunset views! 5BR/4.5BA, 5541 sqft, a masterpiece of contemporary design and entertainer’s dream. See For Yourself
Sold – La Jolla – Foreclosure! Foreclosure! Highly remodeled unit & complex 2005. Oversize 2BR/2BA, 1017 sqft. Near shopping, movies. Free MLS Search
Last sold @ 420K >>> Now $349,900
– Lakeside – Foreclosure! Affordable 2BR townhome w/ garage, on culdesac street right across street from pool & spa. Property Features
Last sold @ 265K >>> Now $147,500
– Lemon Grove – Foreclosure! 1977-built 2BR+2BR duplex on 6098 sqft lot. One unit is fixer, the other pristine. Contact Me
Recently appraised @ $472,500+ >>> Now $219,900!
Reduced – Leucadia – Foreclosure! Cozy 1BR condo west of I-5 near Neptune, a short stroll to the beach! Contact Me
Previously appraised @ 300K+ >>> Now $199,900.
– Linda Vista – Handsome 4-yr-new 5BR/4BA, 2074 sqft house on .29 acre canyon lot. Property Features
Value range 545-595K.
– Logan Heights – Foreclosure! Gorgeous 2-year-new, 4BR/2.5BA townhome w/ 2-car garage, granite, stainless steel. Check It Out
Last sold @ 439K >>> Now $274,900!
Sold – Mira Mesa – Foreclosure! Cute starter home on quiet street, short walk to shopping, restaurants. MLS Search
2BR/1BA, 744 sqft
Recently appraised @ 395K+ >>> Now $262,500.
– National City – Foreclosure! Entry-level 3BR/1.5BA, 1040 sqft home w/ garage, large yard, great neighborhood. Check It Out
Recently appraised @ 308K+ >>> Now $249,900.
– National City – Foreclosure! 3BR, 1170sqft cosmetic fixer on oversize 10,600 sqft lot. Quiet street, huge backyard. More Info
Recently appraised @ 302K+ >>> Now $227,500
– National City – Foreclosure! 3BR handyman special: Unfinished remodel w/ wood floors, big lot, huge potential! Contact Me
Bank foreclosed @ 380K >>> $179,900.
– National City – Foreclosure! Cozy 4BR house ideal as starter or investment. Offers brick FPL, large lot, spacious yard. More Info Here
4BR/1BA, 968 sqft
Last sold for 352K >>> Now $184,900
– National City – Foreclosure! 6-year-new home on a culdesac near 805 and 905 freeways. Many upgrades. Contact Me
5BR/3BA, 1854 sqft
Recently appraised @ 470K+ >>> Now $266,900!
– Nestor – Foreclosure! Cheap 3BR/2BA, 1071 sqft condo in nice area near schools. Seller may pay closing costs. Take A Look
5BR/3BA, 1854 sqft
Last sold @ 325K >>> Now $124,500!
– Nestor – Foreclosure! Cheap 3BR/2BA, 1071 sqft condo in nice area near schools. Seller may pay closing costs. Take A Look
5BR/3BA, 1854 sqft
Last sold @ 325K >>> Now $124,500!
– Nestor – Foreclosure! Dramatic near-new, home on quiet culdesac street w/ big yard, great curb appeal, & more. Contact Me
4BR/2.5BA, 2186 sqft
Last sold @ 595K >>> Now $364,900
– Nestor – Foreclosure! 3BR/2BA, 1030 sqft corner unit condo. Perfect inexpensive home or cashflow investment. More Info
Last appraised @ 318K >>> $149,900
– Normal Heights – Foreclosure! Two units: 2BR + 1BR, total 1235 sqft w/ garage. Contact Me
Last sold @ 565K >>> Now $375,000.
– North Park – Foreclosure! Upgraded 2BR, 748sqft condo w/ garage & FPL! Quick 805 access. View Details
Last sold @ 274K >>> Now $189,900.
– North Park/Hillcrest – Foreclosure! Charming 2BR home + granny flat on big 9148 sqft canyon lot. Contact Me
Last sold @ 550K >>> Now just $399,900.
Reduced – Oak Park/ East S.D. – Foreclosure! Cute 4BR/2BA home on .26 acres. Desirable Oak Park neighborhood. Under market! Check It Out
Last sold @ $503,500 >>> Just $229,900.
– Otay Mesa – Foreclosure! Clean 6-year-new “Robinhood Ridge” culdesac home w/ open floorplan, large grassy backyard. Contact Me
4BR/2.5BA, 2166 sqft
Last sold @ 595K >>> Now $379,500.
– Paradise Hills – Foreclosure! Beautifully renovated condo w/ newer granite, cabinets, tile, stainless steel appliances. Contact Me
Last sold @ 230K >>> Now just $107,900.
– Paradise Hills – Foreclosure! Spacious twinhome w/ yard, attached 2-car garage, huge MBR w/ sitting area, more. More Info
4BR/2.5BA, 1980 sqft
Recently appraised @ 442K+ >>> A steal @ 240K!
– Phoenix AZ: 44 APARTMENTS – All 2BR units w/ pool, very large parcel, great rental history. Just $2,599,000.
For More Info: Call Terry Kass @ (602) 703-5277
– Phoenix AZ: 44 APARTMENTS – Lovely 3BR/2BA, 1967sqft home, .48 acre lot, pool. Just $2,599,000.
For More Info: Call Terry Kass @ (602) 703-5277
– Ramona/S. D. Country Estates – Foreclosure! Lovely 3BR/2BA, 1967sqft home, .48 acre lot, pool. View Details
Last sold for 575K >>> Now $345,900.
Sold – San Marcos – Foreclosure! Beautiful 3BR/2.5BA condo w/ garage. Near CSU San Marcos. MLS Search
Previously valued at $381,500+ >>> Now $224,500
– San Marcos – Foreclosure! Spectacular 3-year-old 5BR/3.5BA, 2935 sqft house in Old Creek Ranch. 2BR downstairs. View Details
Last sold @ 750K >>> Just 561K!
Sold – Santee – Foreclosure! Stunning 4BR/4BA, 1733 sqft townhome w/ 2-car garage, gated community. MLS Search
Last sold @ 520K >>> Just $319,900
Sold – Santee – Foreclosure! Big 3BR/2BA, 1144 sqft condo w/ 2-car garage. Upper corner unit w/ large balcony, attic, laundry. MLS Search
Recently appraised @ 326K+ >>> Just $174,900.
– Serra Mesa – Charming newly renovated “Allure” condo. Offers granite in kitchen & baths, newer appliances, sunny patio. View Details
1BR/1BA, 602 sqft
Just $129,500
– Spring Valley – Foreclosure! Lovely 5-year-new home on quiet street in great upscale newer neighborhood. Check It Out
3BR/2.5BA, 2577 sqft
Recently appraised @ 634K+ >>> Now $439,900.
– Spring Valley – Foreclosure! Newer “Bridgeport” condo w/ 2-car garage. Great neighborhood! Take A Look
2BR/2BA, 1068 sqft
Last sold @ $447,500 >>> Now $289,900.
Sold – Spring Valley – Foreclosure! Handyman special! Condo w/ private fenced yard, laundry, more. Needs plenty of work. MLS Search
2BR/1.5BA, 1089 sqft
Last sold @ 275K >>> Now $74,900!
– Spring Valley – Foreclosure! Duplex: 2 oversize 2BR units w/ private yards. Quiet street. Priced under market.
Contact Me
Recently appraised @ 550K >>> Now just $265,000!
Reduced – Spring Valley – Foreclosure! Heavy fixer, contractor special! 3BR/2BA, 1288sqft house, 2-car garage, oversize lot. See For Yourself
Last sold @ 425K >>> Now $188,900
– Spring Valley – Foreclosure! 3BR/2BA home on large corner lot. Spacious family room, 2-car garage. More Info
Foreclosed on for 512K >>> Now $249,900.
Reduced – Valley Center – Foreclosure! 3.3 acres! Gorgeous 3BR/2BA, 1,761 sqft house w/ 2-car garage & panoramic views. More Info
Last sold @ $595,000 >>> Now $372,000!
Too New
For Photo		 – Vista – Foreclosure! Duplex: Each unit 2BR, 900 sqft, hardwood floors. Easy to rent. Needs some TLC Contact Me
Recently appraised @ 458K+ >>> Now $284,900
– Vista – Foreclosure! Sunny 2BR “Madera” corner condo w/ garage, big kitchen, laundry in unit. Contact Me
2BR/1.5BA, 975 sqft
Recently appraised @ 316K+ >>> $136,900!

Call me at (858)457-KENT to find out more or for a private showing. To find other homes, go to A Free MLS Homesearch.

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GARY KENT
"The Agent You See EVERYWHERE"
All-Time #1 Agent/Team In San Diego County for RE/MAX
23 Years Experience -- 3,300 + Homes Sold

Gary Kent Team --- RE/MAX Associates
(858)457-KENT --- (858)457-5368
GaryK@GaryKent.com -- http://www.garykent.com

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This free e-newsletter tells you how to be more successful with your real estate transactions. You receive it because you subscribed, entered your email address at my site(s), or were referred. By reading it, you agree you: 1) understand this is opinion & not advice; 2) will seek professional tax, legal, and real estate advice; 3) are solely responsible for use of content, 4) hold Gary Kent, Gary Kent Homes & Estates, Kent & Associates Inc., and RE/MAX Associates harmless. Questions may be paraphrased for clarity/brevity. Disregard this email if you have a listing or buyer-broker agreement. (c) 2008 Gary Kent, All Rights Reserved.